For most insurance companies, as of Friday, April 24th, 2009, the Swine Flu outbreak was considered a known event due to its widespread media attention. Any policies purchased on or after April 24th may not provide coverage for any claims related directly or indirectly to the outbreak of the flu in Mexico, or any other area, as this is considered a known event
Travel Protection vs Travel Medical
Most Travel Protection Plans will also include Travel Medical Insurance, Medical Evacuation, Trip Cancellation/Interruption, Travel Delay, and Baggage coverage. Travel Medical insurance plans generally just reimburse you for medical expenses incurred while traveling.
Most Travel Protection Plans will also include Travel Medical Insurance, Medical Evacuation, Trip Cancellation/Interruption, Travel Delay, and Baggage coverage. Travel Medical insurance plans generally just reimburse you for medical expenses incurred while traveling.
Why do I need travel insurance?
You can begin your trip without any travel insurance and be self insured. But did you know that if you become ill abroad the costs to treat you could be very high. How would you find a doctor? Where would you find appropriate healthcare facility? Where would you seek advice? Did you know that HMO's, PPO's and Medicare typically do not cover you abroad?
You can begin your trip without any travel insurance and be self insured. But did you know that if you become ill abroad the costs to treat you could be very high. How would you find a doctor? Where would you find appropriate healthcare facility? Where would you seek advice? Did you know that HMO's, PPO's and Medicare typically do not cover you abroad?
What's a Deductible?
(Also known as excess in UK, NZ, AU) This is the amount that the insured must pay before the travel insurance provider starts paying. This may be an annual amount, an amount for the duration of the policy, or an amount for each incident.
(Also known as excess in UK, NZ, AU) This is the amount that the insured must pay before the travel insurance provider starts paying. This may be an annual amount, an amount for the duration of the policy, or an amount for each incident.
What if my travel supplier declares Bankruptcy?
Many travel insurance protection plans cover lost travel expenses due to travel supplier bankruptcy, but there are substantial differences among plans. Some travel insurance plans only cover a specified list of travel suppliers, others require that you purchase the insurance within 7-21 days of paying the initial trip deposit. Be sure to check plan details
Many travel insurance protection plans cover lost travel expenses due to travel supplier bankruptcy, but there are substantial differences among plans. Some travel insurance plans only cover a specified list of travel suppliers, others require that you purchase the insurance within 7-21 days of paying the initial trip deposit. Be sure to check plan details
source: http://www.worldtravelcenter.com/
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